Posted on 8 Nov, 2014
If you are looking for the best deals on car insurance quotes, you might be feeling a little bit overwhelmed at all of your options. Here are five steps that can help get you started, and that make sure you get the best deal on the best coverage.
Posted on 14 Nov, 2014
Car insurance is easy to find if you do a simple Internet search. However, chances are if you go with the first company you click on you will end up paying too much. Here are some easy ways to save big.
Posted on 19 Nov 2014
Comparing car insurance quotes is the most important thing you can do when it comes to saving money. However, it can seem overwhelming if you just dive in. Here are some tips to make this process easier.
Posted on 25 Nov 2014
Car insurance quotes typically apply to your personal vehicle. If you are renting a vehicle you can purchase insurance from the agency, or you can follow these tips in order to save money.
Affordable Auto Insurance With a Poor Driving Record
If you've been at fault for a few accidents or racked up several moving violations, your insurance company may consider you a high-risk driver. Since insurers calculate premiums based on how much risk a customer presents, you'll likely see your rates go up. Even switching to a new company may not help lower your premium if you have a poor driving record. Luckily, there are some steps you can take to improve your record and make insurance more affordable.
Improve Your Credit Score
Many insurance companies check your credit score when determining your auto insurance premium. If you have a good score, it shows that you pay your bills on time indicates that you'll be responsible when it comes to paying your car insurance. Pay extra attention to your finances in order to boost your score.
Look for Discounts
There are many discounts available to drivers, and these can lower your premium regardless of your driving record. Consider bundling your life insurance, homeowners insurance, and auto insurance together to save money. If you're a student, a member of the armed services, or a senior citizen, you may also qualify for discounts.
Focus on Driving Safely
The most important thing to can do is to make a commitment to obey the rules of the road from now on. By following the speed limit and being considerate of other drivers, you'll lower the chances you'll get into another accident or be ticketed.
Consider taking a defensive driving course to improve your skills. Some insurance companies will give you a discount if you take a course that's approved by them, but it could be a wise decision either way.
Drop Unnecessary Coverage
Your state most likely requires you to carry a minimum amount of liability insurance. If you have other types of coverage, such as collision and comprehensive, you could consider getting rid of them in order to make your premium affordable. However, you'll need to way to weigh the pros and cons of this decision, especially if you drive an expensive vehicle.